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Patrick Stoy

Branch Manager
NMLS#: 39527

Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

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A Committment To Serve

With over 25 years of mortgage expertise, Patrick Stoy has established himself as a trusted advisor and industry leader in the Carolinas. As the branch manager and top-rated broker in North Carolina, he has assembled an award-winning team of mortgage specialists, each uniquely trained and positioned to serve our clients with exceptional service.

Patrick and his team take immense pride in helping thousands of families achieve their homeownership goals, whether they’re first-time buyers, seasoned investors, or somewhere in between. By combining cutting-edge lending solutions with a deeply personal approach, they guide each client through the process with care, expertise, and a steadfast commitment to their financial success.

All-in-One Solution

Our Loan Process...

PRE-QUALIFY

A loan prequalification sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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