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Nice to meet you! My name is,

Laura Stoy

Head of Marketing

Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

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Laura is the Director of Marketing and Special Events for Umortgage Carolinas. Laura is also often referred to informally as “The Director of All Things Fun”. Laura was born in Roanoke, Va and moved to Wilmington where she graduated from UNCW with a BS with a Marketing Concentration. She loved Wilmington so much that she never left! Laura met her husband Patrick Stoy in 2009 and has 2 wonderful kiddos. Laura has been in Marketing & Sales for almost 20 years and absolutely loves what she does.

All-in-One Solution

Our Loan Process...

PRE-QUALIFY

A loan prequalification sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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