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About Us

A little about how we began and where we are going.

We are here to serve you.

Patrick Stoy Headshot

Patrick Stoy is the Branch Manager & Senior Mortgage Advisor of Umortgage Carolinas.

Patrick has partnered with thousands of families helping them achieve their life-long dream of owning a home. Patrick’s vast breadth and depth of mortgage knowledge, unlimited abilities, community giving, and his sincere desires to help people are some of the reasons why he was awarded Best Lender in the region and Mortgage Professional of the Year in 2021. Patrick is also the #1 lender in NC for Homes For Heroes.

Patrick is devoted to the community and loves where he lives. Patrick and his wife Laura have two wonderful children; Jacob who is a machinist for Volvo in Mooresville, NC and Piper Ann, who is a busy 7 year old that thinks she knows more than her Daddy!

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